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	<title>Debt Management Class &#187; Fair Act</title>
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		<title>Your FREE credit report</title>
		<link>http://www.debtmanage.net/your-free-credit-report</link>
		<comments>http://www.debtmanage.net/your-free-credit-report#comments</comments>
		<pubDate>Sun, 04 Jan 2009 15:38:50 +0000</pubDate>
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				<category><![CDATA[Debt Management Videos]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Fair Act]]></category>
		<category><![CDATA[Friends]]></category>

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		<description><![CDATA[MyHappySock asked: The FTC enforces the Fair Credit Reporting Act (FCRA), which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once a year. Don&#8217;t believe that you have to pay someone for this information. Read about it from the FTC&#8217;s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm Get your [...]]]></description>
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<div><em><strong>MyHappySock</strong> asked: </em><br/><br/>
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<p><br/>The FTC enforces the Fair Credit Reporting Act (FCRA), which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once a year.</p>
<p>Don&#8217;t believe that you have to pay someone for this information.  Read about it from the FTC&#8217;s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm</p>
<p>Get your credit reports, free of charge, once every 12 months, here: http://www.annualcreditreport.com</p>
<p>Pass this information on to your friends.  It&#8217;s good to learn about your credit history and be familiar with what is reported to these agencies.<br/><br/></div>
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