Debt Management Class » Parents http://www.debtmanage.net Sat, 07 Feb 2009 11:14:47 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 How to pay off credit cards enrolled in a debt management program? http://www.debtmanage.net/how-to-pay-off-credit-cards-enrolled-in-a-debt-management-program http://www.debtmanage.net/how-to-pay-off-credit-cards-enrolled-in-a-debt-management-program#comments Wed, 28 Jan 2009 00:09:50 +0000 admin http://www.easyautoblogs.com/demo/debtmanagementclass/how-to-pay-off-credit-cards-enrolled-in-a-debt-management-program
Rachel asked:

I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?

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