MyHappySock asked:
The FTC enforces the Fair Credit Reporting Act (FCRA), which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once a year.
Don’t believe that you have to pay someone for this information. Read about it from the FTC’s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm
Get your credit reports, free of charge, once every 12 months, here: http://www.annualcreditreport.com
Pass this information on to your friends. It’s good to learn about your credit history and be familiar with what is reported to these agencies.
Related posts:
January 5, 2009 at 7:44 pm
… wow. I don’t even believe this. I told my brother not to use my account… He can’t even spell “waste”. Sorry to all those offended…
January 6, 2009 at 11:12 am
Good effort in trying to warn people. Those who don’t get it are either teens, adults who still have the mind of a child or people who have a vested interest in the evil world of credit. If you can’t afford to pay cash for something, you don’t deserve to own it! Go to daveramsey tod moc for the best possible advice you can get on this subject.
January 8, 2009 at 2:36 pm
I think the less TV you watch, the smarter you become.
January 9, 2009 at 4:56 am
my bad,
I did not know this was also a commercial. I prostrate myself before you and beg forgiveness.
January 9, 2009 at 2:25 pm
these r good commercials. leave it alone!
January 12, 2009 at 9:38 pm
3:26 back
January 13, 2009 at 1:58 pm
rIGHT ON!!!
January 16, 2009 at 6:01 am
i juss wasted 3 minutes of my lyyfe
January 18, 2009 at 5:59 am
How can we not watch it when it’s on almost every single cable station every 5 minutes? I’m constantly turning the station to avoid the commerical every time it comes on but I can’t seem to get away from it. I’ve actually watched less TV due to this annoying commerical just to avoid it.
January 21, 2009 at 6:47 am
No, he said try out the annualcreditreport site which really is free, unlike the “other one”.
January 23, 2009 at 5:52 pm
First you said don’t go to the site …But then you said try it out cause it’s a neat site…..No wonder there was crickets in the background….This was good for nothing….Thanks
January 23, 2009 at 7:31 pm
Hi,
Have not tried yet, but for the people busting your balls. IF YOU DON’T LIKE THE VIDEO DON’T WATCH! And if you don’t like it move on, it is not like he is scamming anyone, just trying to help. It amazes me how many adults, function socially on a middle school level, and we wonder why our society is going to hell in a hand basket. HappySack, even if some of the facts turn out to be different, thanks for trying to help. You show a lot of class by taking the high road answering these kids.
January 24, 2009 at 11:53 pm
Not at all.
January 25, 2009 at 3:28 pm
are you kidding?
January 28, 2009 at 4:36 pm
Read the video description for s summary of the video.
January 29, 2009 at 12:29 am
ok whats the point of this vid im just wondering it was really dumb
January 31, 2009 at 4:41 am
Mother doesn’t like anyone I bring home. It’s probably time for me to move out I think.
February 2, 2009 at 11:41 pm
You don’t date much, do you?
I didn’t think so.
February 3, 2009 at 4:18 am
Don’t blame me, I didn’t force you to watch.
February 4, 2009 at 6:53 pm
wow that was a waist of3:26 min. of my life
February 5, 2009 at 7:17 am
who cares about tht crap!!!!
u bore me go do something funny not talk about credit!!!!
February 6, 2009 at 6:09 am
For a 16 year old, indeed, it would be.
February 7, 2009 at 11:26 pm
this is retarted and boring by the way
February 8, 2009 at 12:54 pm
It’s extortion,if my credit was “wack” because of someone else doing some thing underhanded, how is it not the fault of these agencies? what else do they have to do?,what there purpose?, and for not doing their job I should opt to pay them more… for being incompitent,It’s not like they’re the government. I froze my credit,
fuck the lenders,shisters. I work, save and by with cash.
February 11, 2009 at 1:15 pm
Where is your Beard?